Thursday, 1 October 2015

Monthly Models

Updated figures for the equity-bond rotation models as of Sep’15 ending.
I first wrote about these here :


Both the monthly models are still signalling to stay in bonds. The Buy & Rotate model has performed much better this year with a +2.7% return vs -3.1% for the index fund and much lesser drawdown of just -1% compared to -9% for the index fund. On the other side, the 10 SMA model has been lackluster and had some whipsaw’s over the past few months – YTD returns have been in line with index fund performance.

Buy & Rotate model has been in Bonds since 30 April 2015
10 SMA model has been in Bonds since 31 August 2015


Data & charts for Buy & Rotate model : 




Data & charts for 10 SMA model : 



2 comments:

  1. Good work Karan. Btw what are the avg holding periods and if they are under 12 months for the equity product and 36 months for the debt product , wouldn't you need to factor taxes in when you are comparing it to B&H. Same Q for 10 SMA. Thanks

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    1. yes have to check on those, but as with any model you know that this does not account for taxes :) i am just using these to gauge the bigger picture + this shows that having a planned approach can help you avoid big drawdowns instead of just hoping :) and to avoid the exit loads 1 can move to index ETF's instead

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